M-Pesa Paybill Calculator

Created: 19 Oct 2025   Updated: 20 Apr 2026

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KSh
Min: KSh 1 Max: KSh 250,000

Shared cost model

Charge Breakdown

Customer Charge
KSh 16
Business Charge
KSh 18
Total Transaction Charge
KSh 34
Business Receives
KSh 4,982
After deducting KSh 18 fees
Note: Transactions from KSh 1 to KSh 100 are completely free for both parties across all tariff structures.

This calculator provides estimates based on current M-Pesa Paybill tariff structures.

For official information, visit Safaricom or dial *234#

Current M-Pesa charges as of March 2026, sourced from Safaricom's published tariff schedule. Verify latest rates.

Our M-Pesa Paybill Calculator is designed to provide quick, accurate estimations of the fees incurred for a specific payment amount, allowing both customers and businesses to budget effectively and ensure transparency in every transaction. By inputting the amount you wish to pay, the calculator applies the relevant tariff structure to instantly display the total charges, eliminating guesswork.